Driver avoids ban despite third no insurance offence

Courts
Courts

Although appearing in court for his third no insurance offence a 36-year-old man was not banned from driving because the judge ruled there would be “significant hardship if he was disqualified”.

Instead John Elliot, Huntingdale Lodge, Portadown, was fined £75, with a £15 offender’s levy, and given six points for driving without insurance on December 20.

Banbridge Magistrates Court heard last Thursday he was stopped at 10.10pm on the Poyntzpass Road, Scarva, and admitted to police he did not have insurance.

District Judge, Mr Paul Copeland, pointed out this was the defendant’s third conviction for not having insurance.

Elliot, who represented himself in court, outlined his personal circumstances to the judge including health problems his wife suffered.

He explained that he had renewed his insurance but had not forwarded his no claims details from his previous insurance.

Judge Copeland said the defendant, due to his wife’s health problems, would suffer significant hardship if he was disqualified from driving.

He ruled that here was “exceptional hardship” and imposed points instead of any disqualification.